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Estate Planning

Most people procrastinate when it comes to estate planning. This is the process of deciding who gets your assets when you are gone or who will manage your assets if you become disabled. These are thoughts most people would like to ignore.

A will is a legal document that lets you tell the world whom you want to get your assets.  If you die without one, the State decides who gets what, without regard to your wishes or your heirs' needs. Making a will is especially important for people with young children, because wills are the best way to transfer guardianship of minors.

You may amend your will at any time. In fact, it's a good idea to review it periodically and especially when your marital status changes. At the same time, review your beneficiary designations for your 401(k), IRA, pension and life insurance policy since those accounts will be transferred automatically to your named beneficiaries when you die.

A will is just part of the estate planning process.  Whether your estate is large or small, you probably need an estate plan. 

 
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